About us

Making receivables processes scalable, for every company.

Bilendo is a platform for receivables management — dunning, disputes, credit decisions and reporting on one set of data. Built in Munich, in use at large groups and mid-sized companies, and more than six million receivables processes run through it every month.

Bilendo GmbH

Munich

Automated receivables processes
6M
per month, across all customers
Registered office
Munich
Fürstenfelder Str. 9, 80331
Management
Three
Haggenmiller, Beyer, Kappert
Processing
DE
German data centres only

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Mission

Full flexibility, safe processing and maximum automation on one platform.

Our mission is to make receivables processes scalable for every company. Bilendo combines the strength of human decision-making with the precision of algorithms, the flexibility of configurable processes and the usability of the cloud — at a fraction of the cost of traditional solutions.

The decision stays with people
The software proposes and prepares. It is released by the person responsible for that release.
Configured, not programmed
What a company does differently is a setting — not a project and not a special case in the code.
One set of data
Dunning, disputes, credit decisions and reporting work on the same data, not on copies of it.
Management

Three founders who use the product themselves.

Bilendo is run by the people who built it. That is not a founding myth but the reason product decisions travel a short distance here.

  • Markus Haggenmiller

    Markus Haggenmiller CFO

    SaaS, finance and sales specialist. Degree in economics and business administration. Responsible for fundraising, tax and audit, and he additionally leads sales. That means he speaks daily with the departments the platform is built for: finance leadership, treasury, accounts receivable. What actually counts in a month-end close, rather than merely looking like a good metric, comes from his own experience.

  • Florian Kappert

    Florian Kappert CEO

    Writing software since the age of 14, product, UI and marketing enthusiast. Degree in economics and business administration. He still writes code himself and, with Jakob, owns the AI product. That mix is why product and market do not sit at two separate tables here: he works on the surface customers use every day, and on how to keep it explainable, close to the people who operate it.

  • Jakob Beyer

    Jakob Beyer CTO

    Writing software since the age of 13. Expert in databases, scaling and cloud infrastructure. Computer science at LMU Munich. He still writes code himself and, with Florian, owns the AI product. He owns the architecture that carries several million receivables processes a month — a load at which an outage costs the customer's money. The technology is chosen conservatively and watched closely.

In use at, among others
  • AR automation for Commerzbank
  • AR automation for Porsche
  • AR automation for Bmw
  • AR automation for Thyssenkrupp
  • AR automation for Marubeni-itochi
  • AR automation for Freudenberg
  • AR automation for Auto1
  • AR automation for Sana-kliniken
  • AR automation for Klueber
  • AR automation for Currenta
  • AR automation for Creditreform
  • AR automation for Vileda
The market

The need is growing, and measurably so.

External shocks and general cost pressure increase demand for solutions that lower risk and make processes hold. The global market for receivables software grows at roughly 12.5% a year.

$1.7bn 2019 $3.0bn 2024 over $6bn 2029

Market figures from published market research, not Bilendo metrics — the figure of our own on this page is the one for running processes.

Agentic credit management — at your fingertips.